What is the Joshu YNAB connection?

Joshu connects to YNAB (You Need A Budget) through official OAuth and works across your budgets, accounts, spending categories, and transactions. It checks available category balances before you commit to new business expenses, logs transactions from forwarded receipts, monitors budget pacing, and connects financial allocations back to your morning executive briefs. You work with an assistant who has a desk, a computer, and persistent memory, not a budgeting app you have to check manually before every purchase.

Is my financial budget data secure?

Yes. Every Joshu runs in its own isolated, sandboxed cloud computer. Budget figures, account balances, and payee names Joshu reads stay in that private sandbox. Joshu only accesses budgets you authorize, and your data is never used to train public AI models.

Will Joshu move money or delete categories in YNAB without asking?

Joshu drafts transactions and checks category balances by default. Moving funds between budget categories, modifying monthly targets, or deleting accounts follows approval rules you configure, keeping your budget architecture intact.

What can Joshu access in YNAB?

Only the YNAB budgets and accounts authorized during OAuth sign-in. Joshu cannot view unconnected bank accounts or separate personal budgets that you do not share.

What is the difference between YNAB reports and Joshu?

YNAB displays static historical spending charts. Joshu is a dedicated teammate with memory across YNAB, your email, calendar, Stripe, and QuickBooks. It checks budget availability before you sign vendor contracts and alerts you when recurring software charges increase.

Do I need a paid plan?

Joshu is $95 a month with a simple flat rate. That includes your sandboxed cloud computer, a dedicated US phone number, an @joshu.me email address, eight-level cortex memory, and all tool connectors, including YNAB. There are no surprise usage tiers or seat markups.

Home ConnectConnect Joshu to YNAB

Connect Joshu to YNAB

Connect YNAB (You Need A Budget) so Joshu can check category balances, log expense transactions, and monitor monthly spending limits.

YNAB

“How much money is remaining in our marketing budget in YNAB?”

Joshu inspects your active budget categories, calculates remaining available funds, and leaves a brief on your desk.

“Record a fifty-dollar software subscription in my YNAB budget.”

Joshu formats the transaction with payee and category assignment, staging the entry for your review.

“Show our spending breakdown by category in YNAB for this month.”

Joshu compiles monthly spending totals across categories, compares them to allocated targets, and stages the readout.

Category allocations, spending targets, and transaction reconciliation in YNAB connect directly to your daily financial discipline.

What Joshu does

Joshu keeps track of your YNAB budgets to ensure business and operational spending remains aligned with your monthly plan. It checks remaining category balances before purchases are made, matches emailed receipts to budget lines, and highlights categories approaching their monthly spending caps.

What you do

Connect your YNAB account using OAuth and select which budget files Joshu may inspect. Decide whether transaction creations and category balance updates require confirmation on your desk.

Why it sticks

Zero-based budgeting gives total control over spending, but opening budget apps to enter every small receipt or check category limits takes constant effort. Joshu checks balances and records expenses directly from your conversation so your budget stays accurate without daily friction.

Permissions and limits

Joshu accesses YNAB using authorized OAuth scopes. It reads budget plans, logs transactions, and checks category limits within approved accounts. It cannot execute bank wire transfers or delete budget histories without explicit confirmation.

Frequently asked questions

: Joshu connects to YNAB (You Need A Budget) through official OAuth and works across your budgets, accounts, spending categories, and transactions. It checks available category balances before you commit to new business expenses, logs transactions from forwarded receipts, monitors budget pacing, and connects financial allocations back to your morning executive briefs. You work with an assistant who has a desk, a computer, and persistent memory, not a budgeting app you have to check manually before every purchase.
: Yes. Every Joshu runs in its own isolated, sandboxed cloud computer. Budget figures, account balances, and payee names Joshu reads stay in that private sandbox. Joshu only accesses budgets you authorize, and your data is never used to train public AI models.
: Joshu drafts transactions and checks category balances by default. Moving funds between budget categories, modifying monthly targets, or deleting accounts follows approval rules you configure, keeping your budget architecture intact.
: Only the YNAB budgets and accounts authorized during OAuth sign-in. Joshu cannot view unconnected bank accounts or separate personal budgets that you do not share.
: YNAB displays static historical spending charts. Joshu is a dedicated teammate with memory across YNAB, your email, calendar, Stripe, and QuickBooks. It checks budget availability before you sign vendor contracts and alerts you when recurring software charges increase.
: Joshu is $95 a month with a simple flat rate. That includes your sandboxed cloud computer, a dedicated US phone number, an @joshu.me email address, eight-level cortex memory, and all tool connectors, including YNAB. There are no surprise usage tiers or seat markups.